Morningstar.com : Quarter End Review

Commentary Markets Draw Toward the End of a Brutal Year By John Coumarianos Our Outlook for the Market By Bill Bergman Announcing Managers of the Year for 2008 By Russel Kinnel Morningstar's 2008 CEO of the Year By Paul A. Larson The Best and Worst New Funds of 2008 By Russel Kinnel Rebalancing Made Simple By Christine Benz Should You Take a Loss in Your IRA? By Christine Benz Stock Performance Data By Stock Type By Stock Style By Stock Sector Best- and Worst-Performing Stocks Best- and Worst-Performing Industries Best- and Worst-Performing ADRs Fund Performance Data Category Returns in
the Quarter The Best and Worst Fund
Returns in the Quarter Top-Performing Funds by
Category for Quarter Quarter End Review Third Quarter 2008 Second Quarter 2008 First Quarter 2008 Fourth Quarter 2007

Top-Performing Fund for the Quarter in Each Category
Top-Performing Funds


Category	No. of Funds	Fund Name	Ticker	Manager Name	4th Qtr Return	Total Assets ($ Mil)

Bank Loan	145	Fidelity Advisor Float Rate Hi Inc A	FFRAX	Christine McConnell	-12.95	1839.94
Bear Market	104	Comstock Strategy A	CPFAX	Charles L. Minter	46.95	5.85
Conservative Allocation	739	Waddell & Reed Invested Cnsrv Ptf A	WICAX	Michael L. Avery	4.86	49.54
Convertibles	86	Miller Convertible I	FOUSA06KAN	Greg Miller	-10.54	14.33
Currency	30	Rydex Strengthening Dollar 2x Strategy H	RYSBX	Michael P. Byrum	3.54	126.58
Diversified Emerging Mkts	382	Virtus Emerging Markets Opportunities I	HIEMX	Rajiv Jain	-20.35	77.03
Diversified Pacific/Asia	45	Matthews Asia Pacific Equity Income	MAPIX	Jesper Madsen	-11.45	80.23
Emerging Markets Bond	117	Payden Emerging Markets Bond	PYEMX	Kristin Johnson Ceva	-3.56	75.69
Europe Stock	125	Mutual European Z	MEURX	Philippe Brugere-Trelat	-13.49	1757.87
Foreign Large Blend	875	Direxion Spectrum Global Perspective Svc	SFGPX	Ralph J. Doudera	-5.58	57.42
Foreign Large Growth	286	PL International Large-Cap A	PAGGX	David R. Mannheim	-16.24	70.42
Foreign Large Value	362	Nuveen Tradewinds International Value A	NAIGX	Paul J. Hechmer	-11.55	595.65
Foreign Small/Mid Growth	158	Sit Global Dividend Growth I	GDGIX	Roger J. Sit	-5.25	1.56
Foreign Small/Mid Value	90	First Eagle Overseas A	SGOVX	Jean-Marie Eveillard	-7.01	6002.13
Global Real Estate	183	E.I.I. International Property Instl	EIIPX	James E Rehlaender	-18.69	380.64
High Yield Bond	595	Access Flex High Yield Inv	FYAIX	Jeff Ploshnick	-1.73	14.12
High Yield Muni	148	Oppenheimer Limited Term Municipal A	OPITX	Ronald H. Fielding	-10.29	1642.62
Inflation-Protected Bond	161	American Independence US Infl-Idx Instl	FFIHX	Cedric Scholtes	-1.02	86.76
Intermediate Government	387	ISI Total Return U.S. Treasury	TRUSX	Edward S. Hyman	11.52	130.82
Intermediate-Term Bond	1239	RidgeWorth Investment Grade Bond A	STGIX	Perry Troisi	8.42	402.83
Japan Stock	53	DFA Japanese Small Company I	DFJSX	Karen E. Umland	4.80	134.81
Large Blend	2293	ING Index Plus LargeCap Equity VIII A	IAIIX	Omar Aguilar	0.80	38.01
Large Growth	1963	Monteagle Informed Investor Growth	MIIFX	Thomas H. Fitzgerald Jr.	11.16	11.16
Large Value	1570	Copley	COPLX	Irving Levine	-4.53	62.02
Latin America Stock	26	Fidelity Latin America	FLATX	Brent B. Bottamini	-35.24	2029.35
Long Government	35	Vanguard Extended Dur Treas Idx Instl	VEDTX	Robert F. Auwaerter	48.51	337.82
Long-Short	216	Rydex Managed Futures Strategy H	RYMFX	Michael P. Byrum	8.21	1135.46
Long-Term Bond	53	PIMCO Extended Duration Instl	PEDIX	Stephen Rodosky	43.08	273.12
Mid-Cap Blend	569	Fidelity Select Air Transportation	FSAIX	Maurice FitzMaurice	0.77	44.71
Mid-Cap Growth	1000	Shepherd	DOIGX	Paul Dietrich	0.47	8.53
Mid-Cap Value	481	Direxion Evolution Alternative Invst Inv	PETRX	Jerry C. Wagner	-5.12	20.39
Moderate Allocation	1311	Pacific Financial Tactical I	PFGTX	Jennifer L. Enstad	1.80	18.27
Multisector Bond	257	Neuberger Berman Strategic Income I	LBSIX	Richard W. Knee	4.99	6.57
Muni California Interm/Sh	88	CNI Charter CA Tax Exempt Bond Inst	CNTIX	Rodney J. Olea	2.62	33.43
Muni California Long	177	Northern CA Tax-Exempt	NCATX	Eric V. Boeckmann	1.22	129.42
Muni Massachusetts	80	Columbia MA Intermediate Muni Bd Z	SEMAX	Susan A. Sanderson	2.89	317.79
Muni Minnesota	67	First Investors Tax Exempt MN A	FIMNX	Clark D. Wagner	3.39	18.68
Muni National Interm	273	Baird Intermediate Muni Bd Inst	BMBIX	Sharon deGuzman	5.22	182.32
Muni National Long	277	First Investors Insured Tax-Ex II A	EIITX	Clark D. Wagner	4.19	130.79
Muni National Short	141	Munder Tax-Free Short-Interm Bond K	MUTKX	Roger A. Soderstrom	3.90	62.51
Muni New Jersey	74	Glenmede NJ Municipal	GTNJX	michael c crow	3.79	18.14
Muni New York Interm/Shor	58	BNY Mellon NY Intermediate T/E Bd Inv	MNYIX	John F. Flahive	3.13	124.64
Muni New York Long	125	First Investors NY Insured Tax-Free A	FNYFX	Clark D. Wagner	2.39	137.89
Muni Ohio	74	Johnson Municipal Income	FOUSA00GIC	Jason Jackman	3.94	13.75
Muni Pennsylvania	97	First Investors Tax Exempt PA A	FTPAX	Clark D. Wagner	4.02	37.54
Muni Single State Interm	297	JPMorgan KY Municipal Bond Select	TRKMX	David Sivinski	4.46	63.86
Muni Single State Long	374	Seligman Municipal NC A	SNCTX	Thomas G. Moles	4.40	12.87
Muni Single State Short	18	Dupree TN Tax-Free Short-to-Medium	TTSMX	Vincent Harrison	3.46	9.05
Pacific/Asia ex-Japan Stk	160	Dreyfus Greater China A	DPCAX	Nina Wu	-6.31	297.58
Short Government	156	Northern U.S. Government	NOUGX	Daniel J. Personette	6.59	142.66
Short-Term Bond	459	Thompson Plumb Bond	THOPX	John W. Thompson	7.57	43.94
Small Blend	723	Catalyst Value A	CTVAX	David Miller	5.68	0.71
Small Growth	887	Apex Mid Cap Growth	BMCGX	Suresh L. Bhirud	-2.42	0.26
Small Value	472	Intrepid Small Cap	ICMAX	Eric Cinnamond	-3.12	23.51
Specialty-Communications	48	ICON Telecommunications & Utilities	ICTUX	Todd Burchett	-6.41	27.47
Specialty-Financial	139	Burnham Financial Industries C	BURCX	Anton Schutz	-7.72	74.74
Specialty-Health	190	Highland Healthcare A	HHCAX	Nathan Hukill	0.12	2.32
Specialty-Natural Res	249	Direxion Commodity Trends Inv	DXCTX	Paul Brigandi	14.49	141.29
Specialty-Precious Metals	75	Fidelity Select Gold	FSAGX	S. Joseph Wickwire	1.81	1324.22
Specialty-Real Estate	289	Kensington Select Income A	KIFAX	Joel S. Beam	-22.62	297.47
Specialty-Technology	262	Ivy Science & Technology C	WSTCX	Zachary H. Shafran	-14.62	488.65
Specialty-Utilities	102	Aberdeen Global Utilities A	GGUAX	Ben Walker	-6.51	13.85
Target-Date 2000-2014	339	DWS Target 2014	KRFEX	William Chepolis	1.47	33.91
Target-Date 2015-2029	525	DWS LifeCompass Protect A	PROAX	William Chepolis	9.01	35.73
Target-Date 2030+	792	Old Mutual 2031-2040 Cnsrv Inst	OTCLX	Peng Chen	-13.43	0.31
Ultrashort Bond	129	DFA One-Year Fixed-Income I	DFIHX	David A. Plecha	2.46	3168.74
World Allocation	240	Oppenheimer Absolute Return A	OARAX	Caleb Wong	-0.10	20.33
World Bond	275	Northern Global Fixed Income	NOIFX	David Blake	9.71	84.50
World Stock	775	Prasad Growth	PRGRX	Rajendra Prasad, M.D.	7.56	0.72

Total Assets are as of the most recent month end available. Posted 12/31/2008 Before the end of the quarter, Morningstar shows preliminary data using trailing 13-week returns to approximate total returns for the quarter. This information is updated to reflect quarterly returns as soon as our quarterly total-return data is finalized.