2003 | Fund Category Returns
 Domestic Stock Funds (P o s t e d 12/31/2003)
Approx #
of Funds
Total Assets
($Bil)
Category4th Qtr Return1 Yr (%)YTD (%)3 Yr (%)5 Yr (%)10 Yr (%)
9358 3054.35Domestic Stock11.1731.0931.16-2.852.949.14
38 3.42Bear Market-11.41-30.90-30.90-1.24-5.87-6.00
284 74.21Conservative Allocation4.6212.7912.792.573.757.40
80 13.65Convertibles9.2626.1026.102.516.839.10
1568 824.77Large Blend11.4826.7226.72-4.76-0.439.24
1384 523.39Large Growth10.1328.5528.55-10.39-3.207.96
1032 517.85Large Value13.2128.4028.40-0.222.539.85
372 85.66Mid-Cap Blend13.3036.4236.424.717.7811.48
824 154.56Mid-Cap Growth11.3136.0936.09-7.802.618.38
324 92.94Mid-Cap Value14.2034.3834.387.329.1111.67
939 334.14Moderate Allocation8.0520.0620.060.262.488.15
406 105.76Small Blend14.7042.7742.779.1810.8310.76
708 114.31Small Growth13.0645.0045.00-2.096.208.58
296 58.16Small Value15.4742.7142.7114.3212.8612.80
50 2.88Specialty-Communications15.5541.0541.05-15.67-7.227.42
123 13.25Specialty-Financial12.9033.0833.085.167.3414.82
195 42.23Specialty-Health7.9531.9731.97-6.137.6613.02
101 9.35Specialty-Natural Res17.3932.2832.284.8714.4010.52
198 25.34Specialty-Real Estate9.7436.8836.8816.0514.0411.32
349 46.42Specialty-Technology12.7755.8755.87-17.82-3.1012.38
84 12.03Specialty-Utilities9.5222.2222.22-9.75-0.986.71
-- --Standard & Poor's Midcap 40013.1835.5935.594.839.2013.91
-- --Standard & Poor's 50012.1728.6728.67-4.05-0.5711.06
-- --Russell 200014.5347.2547.256.277.139.48
 International Stock Funds (P o s t e d 12/31/2003)
Approx #
of Funds
Total Assets
($Bil)
Category4th Qtr Return1 Yr (%)YTD (%)3 Yr (%)5 Yr (%)10 Yr (%)
2086 502.94International Stock15.3238.1338.26-0.254.244.48
185 28.95Diversified Emerging Mkts18.1955.3055.3012.5311.121.00
44 1.61Diversified Pacific/Asia10.2936.3036.30-1.684.590.27
167 16.91Europe Stock18.6537.5037.50-1.793.548.45
511 132.79Foreign Large Blend15.9033.3233.32-4.600.494.65
220 36.07Foreign Large Growth14.9533.1533.15-6.69-0.872.49
138 69.78Foreign Large Value16.0939.2639.261.275.067.04
111 10.51Foreign Small/Mid Growth16.3754.0754.07-1.068.859.49
48 15.92Foreign Small/Mid Value13.4148.4548.4510.5911.008.92
1 0.02Foreign Stock7.898.7515.49-12.230.724.03
57 5.60Japan Stock8.5738.0238.02-5.882.24-0.59
25 0.98Latin America Stock20.2961.0661.066.7810.161.48
89 4.25Pacific/Asia ex-Japan Stk15.9051.5351.539.3510.95-1.79
46 7.31Specialty-Precious Metals25.2358.9558.9544.7021.482.33
66 40.33World Allocation10.0524.8724.875.027.298.71
378 131.90World Stock13.7134.3334.33-3.772.626.84
-- --MSCI World ex US ND17.0039.4239.42-2.640.454.73
-- --MSCI EAFE ND17.0838.5938.59-2.91-0.054.47
-- --MSCI EMF (Emerging Markets Free) ID
 Taxable Bonds (P o s t e d 12/31/2003)
Approx #
of Funds
Total Assets
($Bil)
Category4th Qtr Return1 Yr (%)YTD (%)3 Yr (%)5 Yr (%)10 Yr (%)
2896 825.57Taxable Bond1.638.478.416.865.465.75
62 20.24Bank Loan2.3110.1810.184.344.165.51
49 6.16Emerging Markets Bond5.8030.0930.0917.4217.7310.54
440 133.93High Yield Bond5.6024.0724.077.743.525.02
383 128.33Intermediate Government0.132.152.156.055.515.81
929 298.21Intermediate-Term Bond0.514.924.926.775.676.08
44 5.17Long Government-1.032.182.186.525.456.97
82 17.43Long-Term Bond1.137.987.988.076.336.48
174 38.02Multisector Bond3.5415.1615.168.526.006.00
167 34.88Short Government0.081.411.415.114.975.24
319 82.59Short-Term Bond0.162.392.395.025.075.28
106 43.91Ultrashort Bond0.421.851.853.494.264.75
141 16.70World Bond3.4712.9012.909.025.436.25
-- --Lehman Brothers Mortgage-Backed Bond0.933.053.056.646.556.89
-- --Lehman Brothers Government Bond-0.422.372.376.976.266.72
-- --Lehman Brothers Aggregate Bond0.324.114.117.576.626.95
 Municipal Bonds (P o s t e d 12/31/2003)
Approx #
of Funds
Total Assets
($Bil)
Category4th Qtr Return1 Yr (%)YTD (%)3 Yr (%)5 Yr (%)10 Yr (%)
2006 336.95Municipal Bond1.284.374.345.494.514.93
80 23.50High Yield Muni2.366.486.485.753.374.60
57 7.22Muni California Int/Sh0.913.253.255.044.624.80
143 36.47Muni California Long1.754.204.205.254.595.23
88 8.40Muni Florida1.204.164.165.464.464.89
66 6.34Muni Massachusetts1.424.594.595.774.715.04
53 3.67Muni Minnesota1.464.994.995.724.504.97
236 52.53Muni National Interm0.934.144.145.674.725.00
277 76.74Muni National Long1.504.884.885.654.565.02
102 33.34Muni National Short0.232.352.354.113.864.10
65 6.65Muni New Jersey1.524.564.565.574.504.89
64 11.90Muni New York Int/Sh1.164.104.105.664.725.06
92 19.76Muni New York Long1.714.944.945.744.785.10
56 4.83Muni Ohio1.294.444.445.454.524.92
80 10.10Muni Pennsylvania1.334.674.675.824.584.97
275 18.15Muni Single State Int/Sh0.863.853.855.374.524.85
272 17.35Muni Single State Long1.514.724.725.684.534.94
-- --Lehman Brothers Municipal Bond1.375.325.326.655.826.03

P o s t e d 12/31/2003. Before the end of the quarter, Morningstar shows preliminary data using trailing 13-week returns to approximate total returns for the quarter. This information is updated to reflect quarterly returns as soon as our quarterly total-return data is finalized.

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