Tips, strategies, and worksheets for building a budget.
By | 05-22-17 | 05:00 AM | Email Article

Setting up a budget is no one’s idea of fun. After all, we'd all like to spend what we make: The satisfaction of instant gratification trumps prudent long-term money management. And of course, budgeting requires trade-offs. That may mean buying a used car rather than the latest model off the showroom floor so you can pay off student loans sooner. Or foregoing that summer home so you can retire comfortably. offers coverage of 950 stocks, 1,150 mutual funds, and 300 ETFs, plus market news, economic analysis, portfolio-planning insights, and investment commentary. director of personal finance Christine Benz says everyone--regardless of age, life stage, or income--needs a budget.

"The key point about a budget is that it helps ensure that your spending syncs up with your priorities," she notes.

In an effort to make the task less painful, we've pulled together some budgeting tips, strategies, and ideas, and we’ve even developed a budgeting worksheet you can use as a starting point.

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