By Alessandra Malito, MarketWatch
Happy Wednesday, MarketWatchers! Here are the top personal finance stories of the day.
New year, same confusing health insurance cards
Health insurance cards (http://www.marketwatch.com/story/new-year-same-confusing-health-insurance-cards-2018-01-03) are supposed to help patients navigate the health care system. But most people don't understand them.
What Hoda Kotb and J.K. Rowling have in common
Many celebrities have this experience (http://www.marketwatch.com/story/what-hoda-kotb-and-jk-rowling-have-in-common-2018-01-03) before they achieve success.
Only two U.S. airlines made this ranking of the world's 20 safest carriers in 2017
Domestic airlines (http://www.marketwatch.com/story/not-one-us-airline-made-this-ranking-of-top-20-safest-in-2017-2018-01-03) also rank lowest for customer satisfaction.
Your Amazon Echo could be making you spend more money
A new study (http://www.marketwatch.com/story/your-amazon-echo-could-be-making-you-spend-more-money-2018-01-03) examines the spending habits of Amazon's customers.
4 reasons NOT buy a $440 million Powerball ticket (that have nothing to do with the crazy odds)
Wednesday's blockbuster lottery jackpot (http://www.marketwatch.com/story/is-this-1-billion-scratch-card-game-a-new-high-or-low-for-us-lotteries-2017-05-12) is stirring up more lottery fever.
These millennials only want to talk to other women about money
The Financial Diet (http://www.marketwatch.com/story/these-millennials-only-want-to-talk-to-other-women-about-money-2018-01-03), a personal finance blog started in 2014, has just released a book of the same name.
What time is the $440 million Powerball drawing -- and the $418 million one for Mega Millions?
Neither lottery has had a jackpot winner (http://www.marketwatch.com/story/what-time-is-the-650-million-powerball-drawing-2017-08-21) since October.
HGTV's Chip and Joanna Gaines are expecting their fifth child -- why that's a luxury for most Americans
Raising just one child from birth to adulthood costs more than $233,000 (http://www.marketwatch.com/story/chip-and-joanna-gaines-are-expecting-their-fifth-child-why-thats-a-luxury-for-most-americans-2018-01-03).
Want to avoid a gym membership and burn more calories? Work out in the cold
Skip the pricey gyms (http://www.marketwatch.com/story/this-is-one-way-to-save-money-and-burn-calories-2018-01-03) and do your workout in the great outdoors.
The best time of year to buy just about anything
Shop smart all year using this month-to-month guide (http://www.marketwatch.com/story/the-best-time-of-year-to-buy-just-about-anything-2018-01-02) to the best times to make big purchases.
Elsewhere on MarketWatch
How blockchain can protect our personal data from hackers
The advent of decentralized blockchains (http://www.marketwatch.com/story/how-blockchain-can-protect-our-personal-data-from-hackers-2018-01-03) means we now have the opportunity to store, share and pay in a completely new and safer way, writes Alastair Johnson.
Fed minutes show divide over its own forecast of 3 rate hikes this year
The Fed was divided (http://www.marketwatch.com/story/fed-minutes-show-divide-over-its-own-forecast-of-three-rate-hikes-this-year-2018-01-03) over its own forecast of three rate hikes this year, according to minutes of the central bank's two-day December meeting released Wednesday.
Text of President Donald Trump's statement on Steve Bannon
Full text of President Donald Trump's statement (http://www.marketwatch.com/story/text-of-president-donald-trumps-statement-on-steve-bannon-2018-01-03) about his former strategist Steve Bannon, as released by the White House on Wednesday. Bannon is cited in a new book as saying Donald Trump Jr.'s pre-election meeting with a group of Russians was 'treasonous.'
Construction spending throttles past expectations in November, led by residential building
Spending on construction was higher than expected (http://www.marketwatch.com/story/construction-spending-throttles-past-expectations-in-november-led-by-residential-building-2018-01-03) in November, and for the year to date stood 4.2% higher than in the same period a year earlier.
Bernie Sanders' frugal New Year's Eve meal for 2: just $16
Just chicken wings (http://www.marketwatch.com/story/bernie-sanders-frugal-new-years-eve-meal-for-2-just-16-2018-01-03), tea and coffee.
What could go wrong in 2018? Plenty
The economy and markets ended 2017 on a high note, but that doesn't seem 2018 (http://www.marketwatch.com/story/what-could-go-wrong-in-2018-plenty-2018-01-03) will be uneventful. Caroline Baum previews some possible troubles that could arise.
Bannon says Trump Jr.'s meeting with Russians was 'treasonous'
Former White House strategist Steve Bannon (http://www.marketwatch.com/story/bannon-says-trump-jrs-meeting-with-russians-was-treasonous-2018-01-03) called a meeting between President Trump's son Donald Jr. and a group of Russians "treasonous" and "unpatriotic," according to a report on Wednesday.
White House, congressional leaders to restart spending talks
Congressional leaders and senior White House officials will restart negotiations (http://www.marketwatch.com/story/white-house-congressional-leaders-to-restart-spending-talks-2018-01-03) Wednesday afternoon to iron out differences over spending on the Pentagon and other government agencies, with lawmakers hoping to avoid a further series of short-term patches.
-Alessandra Malito; 415-439-6400; AskNewswires@dowjones.com
(END) Dow Jones Newswires